Littleton Agency

Garage Liability/Garage 
Keepers/Commercial Auto Policy

Capacity/Coverage Limits

General Aggregate  $2,000,000
Bodily Injury & Property Damage $1,000,000 
each occurrence
Personal Injury & Advertising Injury $1,000,000
Product/Completed Operation $1,000,000 Aggregate
Fire Damage Legal Liability $ 100,000
Premises Medical Payment $ 10,000
Garage Liability ($1000 Ded. Applies to Quick Lubes) $1,000,000
Employee Benefit Liability $1,000,000
Garage Keepers legal Liability (Direct)  $ 100,000
Hired & non Owned Automobiles $1,000,000


Extension of coverage: Limited Worldwide Products Liability Coverage, Contractual Liability, Host Liquor liability.

Broadened Covered: Garage Form, Incidental Medical Malpractice.

Business Auto Liability  $1,000,000
PIP/No Fault  Basic
UM/UIM  $1,000,000
Medical Payments  $ 5,000
Deductible - $500 applies to Garage Keepers Legal Liability. Direct Coverage Form and Owned Automobile Comprehensive and Collision – Physical Damage Coverages.

Note: The above is an adequate representation of coverage and limits for most operations, however, the availability to quote and underwrite enhancement, additions or changes on an individual risk basis is available.

Commission payable to Brokers for this coverage is 10%



Littleton Agency Links
Program Parameters
Garage Liability
Commercial Property
Machinery Coverage
Environmental & Tank Coverage
Underwriting Guildelines
Garage Liability form
FIRST INDEMNITY OF AMERICA INSURANCE COMPANY
119 Littleton Road. Parsippany, NJ 07054
(973) 402-1200 Fax (973) 402-0770
fia@fiagroup.com